Now, to be honest, I don’t really care about these mini-cards one way or the other, but then I’m sure I’m not in the target demographic. I was told by someone at a central European bank that they have already had cases of mini-cards jammed in ATMs, so I have a suspicion that they may end up annoying a lot of people. But the most “ill-considered banking product ever devised”? That’s a bold claim, and it must have some pretty stiff competition. Feel free to send me your contenders for the title (for entertainment purposes only, no warranty expressed or implied, judges decision is final etc etc).