Sitting in the ballroom, watching this whip smart Irish guy Collison. “EMV will be irrelevant in 3-5 years; NFC can do everything it does” said his guru. So when I was saying tokenisation is bigger than chip and PIN, no-one cared. But now this guru says it, it’s the news. Life. Anyway, Collison nodded and…
Being a keen consumer of baked pastry goods, and having a firm desire to see the pieces of plastic & cardboard in my wallet transferred to my phone, you can understand my excitement when the award-winning Greggs Rewards app was released early in 2014. The app combines the processes of payment, loyalty, and rewards into…
NFC is an interface, it’s not a business model. So when commentators said NFC was finished, they meant the telco-centric NFC business model was dead.
The horrible truth is that payments are boring, so they are going to go away.
As we head back to Barcelona for Mobile World Congress again, there’s more talk about NFC and this time it’s not only coming from the operators. In her state of the industry address at the GSMA NFC & Mobile Money Summit last fall in New York, GSMA Director General Anne Bouverot said that NFC is…
As someone that is exposed to the payments industry, attends conferences, reads the industry publications and generally interested in all things payment related, even I am surprised at the number of mobile wallets that are available. Everyone wants me to download his or her e-wallet to my mobile phone – from Starbucks, to Square Wallet…
The NYPAY/CHYP “Tomorrow’s Transactions” Unconference in New York was a big success, and it included some unexpected (by me) learning.
Surely airlines and schemes can find a way to make mobile payments work for business travellers (e.g., me)
A guest post from a CHYP Friend for many years, Leo van Hove, Professor of Economics at the Solvay Business School of the Vrije Universiteit Brussel, looking at the issue of costs and consumer choice in retail payments. ‘Tis the season to take stock of the past year and look ahead to the next. As…
Google Wallet is back! They have moved away from a focus on NFC to an e-wallet that will work with all mobile phones and have drastically reduced the friction with merchants, banks, mobile carriers and customers. Downloading the Google Wallet app to my iPhone was quick and easy. After downloading the wallet, it asks you…
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