[Dave Birch] There’s been much comment on this week’s news (well, news for people like us) that PayPal is to launch a mobile payments service. Essentially, customers will pay for something by sending a text containing a product code (from a web site or wherever). They get back an IVR call confirming the transaction and asking them to enter a PIN. The payment is then taken from their PayPal account. This is yet another confirmation that mobile payments is one of the key digital money topics for 2006.