Recent Whitepapers
This DIACC white paper is based on research performed by DIACC member Consult Hyperion and developed in consultation with DIACC through a community review process, provides an objective and impartial comparison of identity networks. Considering the different types of identity networks that currently exist or are being developed, and using ‘Mary’ as an example, the paper presents a high-level framework with which to understand and assess them, offering guidance to those who are considering participating in such a network.

RCS and Payments 

Whitepaper from
GSMA, discussing RCS as a payments channel and its potential under PSD2 Strong Customer Authentication.

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Digital Identity, 3DID: A model for Digital Identity

Digital identity is an area of strategic importance to many organisations. More people than ever are connected through multiple devices to the Internet. Higher value services, such as banking and healthcare, are being delivered digitally.

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Digital Commerce: Understanding the need for security and convenience in online payments

Digital commerce has seen significant growth over the last decade and continues to expand as more businesses create opportunities to interact with their customers in a digital channel.

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MaaS Payments: A Billion Dollar Opportunity

Across the globe, populations are migrating to cities, resulting in congestion and increased pollution. Overall we are travelling a lot less than we did 10 or 20 years ago, but the travel we are undertaking is mostly withing cities.

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Open Banking lessons from PSD2: From Compliance to Innovation

PSD2 has been dogged by delays for multiple reasons but the original rationale – to improve competition and innovation – remains tantalisingly out of reach. To move beyond the first stage – compliance – to the second stage – innovation – we need to learn the lessons of existing payment schemes to determine what works and what doesn’t.

The Emerging Payments Association passionately believes that open banking will be a force for good and a driver of innovation, value and positive change in the payments industry.

Identification and Authentication are important processes that help to keep you and your customers safe in the digital world. They enable you to be confident that you know who your customer is, ensuring that they are entitled to access your service and can continue to do so securely and confidently.