In the UK, contactless transactions are growing at around 20% per month, so clearly customers like it. But should some customers be allowed to turn it off if they don’t?
Contactless control
Tag: contactless
HCE BLE EMV is a new way to pay
There has been a lot of discussion about using Host Card Emulation (HCE) to support EMV payments over Near-Field Communication (NFC) interfaces. But HCE can be used to support EMV payments over, essentially, any interface. As part of Consult Hyperion’s prototyping programme, we developed a working (ie, using EMV data) proof-of-concept demonstrator (running on Android and iPhone) for paying with HCE over Bluetooth Low Energy (BLE) and showed it at the UK Cards Association last week. The demonstrator is so cool it superconducts.
Crime and contactless
Just because there isn’t any contactless crime does not mean that we should ignore the fears of consumers (or, for that matter, the police). Time for some mass market education on cuddle cards, as I now call them.
Contactless sentiment
Social media sentiment provides a useful perspective on the evolution of contactless payments in the UK.
Japan and the US are special cases for mobile payments
The US shouldn’t look at Japan as a model for mobile payments, and Europe shouldn’t look at the US.
Contactless innovation in wearables (nothing new!)
I’m a big believer in wearables (not watches). But then I have been for a while.
You wear it well
Will we be wearing payments? I think we probably will, but I’ll be the only one with a watch.
Contactless and one step closer to cashless
Contactless is not only quicker and easier than chip and PIN, it’s quicker and easier than notes and coins. It’s taking us one step closer to cashlessness. Hurrah!
HCE for MNOs
The MNOs first thoughts are HCE might have been negative, but they need to rethink. It’s a great opportunity for them if they decide to take it.
Retailers could take more advantage of contactless
There are some things that Woking station can do better than anyone else in the world. It’s a shame they are nothing to do with trains but, hey, you can’t have everything.
The latest figures show a steady rise in the use of contactless payments in the UK. Slowly and surely, consumers are starting to tap. Contactless is becoming mainstream. As a benchmark, note that now you can use your contactless bank card to ride the bus in London, TfL have decided to give up on cash altogether.
