David Birch Kristian T. Sørensen Jeffrey Bower Claire Maslen (Lines) and Justin Gage discussed the change in people’s perception of cash – are we moving to a cashless world? How can we ensure specific groups in society aren’t marginalised further by assuming we all have smartphones and we’re all #banked? Or has #covid19 expedited the demise of cash for many of us … maybe we’re just playing catch up with the Nordics?