[Dave Birch] Paul Smee is the Chief Executive of APACS. He started his working life in the Department of Trade and Industry where he worked from 1978 to 1988. Paul moved on to the London Stock Exchange where he held a number of appointments, including Head of Government Relations. A number of high profile roles followed, including Director General of the Association of Independent Financial Advisers. In January 2005 Paul joined APACS as Chief Executive. In this podcast, he talks about the recently-released National Payments Plan for the U.K. and the trajectories of one of the oldest payment mechanisms here, the cheque, as well as one of the newest, FPS.

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