SoftPOS – Consult Hyperion

Apple Finally Enables Payment Card Acceptance on iPhone

19th April 202219th April 2022by Ian PrinceLeave a comment

Contactless Card Acceptance

Solutions to enable Android phones to be used to accept EMV contactless card payments without requiring additional hardware have been around for a while. We’ve been advising and helping our clients architect, secure, build and certify SoftPOS solutions for the last 5 years. However, this has not been possible on iOS devices, until now. Speculation that Apple was looking to add contactless payment card acceptance support to iPhone grew when they bought Mobeewave for $100MM in 2020. Based on the technology acquired in this purchase, Apple has recently added contactless card acceptance capability by implementing their Proximity Reader framework to iOS 15.4, for what Apple calls Tap to Pay.

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Will 2022 start to drive the future of Interoperability and Inclusion?

13th December 202110th March 2022by Tim RichardsLeave a comment

Our overriding theme of this year’s Live5 is interoperability which will lead to inclusion. Whether this is in payments or transit, identity or as a generalised trend what we’re seeing is a collapsing of the barriers between silos. In some areas this is happening more quickly than in others.

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Payments are hard. That’s why the world’s leading payment organisations come to us.

12th October 202112th October 2021by Consult HyperionLeave a comment

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The changing face of payments

9th August 20213rd September 2021by Tim Richards1 Comment

EMV is at the heart of global payment card processing. As a specification it governs the processing of billions of transactions globally, with the vast majority of those flowing through the international payment schemes. As a technology it has been incredibly successful, reducing fraud levels everywhere it’s been introduced and its extension into contactless payments is now the fastest growing area of face-to-face payments. The idea that EMV might soon be obsolescent seems far-fetched, to put it mildly, but there are reasons to believe that its hegemony is under threat.

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Building SoftPOS – not as easy as you think.

2nd March 20218th March 2021by Nick NormanLeave a comment

For the third year running, my colleague Gary Munro facilitated a thought-provoking debate around the use of mobile phones and tablets as contactless payment terminals during last week’s virtual Merchant Payments Ecosystem (MPE) conference. For the last three years, Gary and his panellists have tracked the progress of the SoftPOS technology and standards. The three key messages that I took away from this year’s conversation were that:

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What does Apple’s purchase of Mobeewave mean for SoftPOS?

25th August 202025th August 2020by Gary Munro2 Comments

Using mobile devices for securing payments has been, and continues to be, a key area of interest for Consult Hyperion and our customers. We have helped many of our clients in this space from: providing advice on the market landscape, advising on security, testing security, developing security architectures, and building solutions. Apple’s purchase of Mobeewave a couple of weeks ago has caught our, and everyone else’s, attention. This gives us some time to reflect on this and consider what it means for the SoftPOS industry and ecosystems.

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