mobile wallets - Consult Hyperion

What Exactly Is A Smart Wallet?

26th April 202226th April 2022by David G.W. BirchLeave a comment

A wallet is a way of organising things. My Apple Wallet, just like my real wallet, doesn’t have any cash in it. It has credit cards, debit cards, loyalty cards, vaccination records, boarding passes, train tickets and driving licences (Apple have just gone live with their driving licence and state in Arizona). These things are all held independently in the wallet: they don’t talk to each other and they don’t share data with each other. They are also, as you will have noticed, mostly about identity, not money.

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Will the UK identity framework support decentralised identity?

7th September 20217th September 2021by Steve PanniferLeave a comment

In our Live 5 for 2021, we said that governance would be a major topic for digital identity this year. Nowhere has this been more true than in the UK, where the government has been diligently working with a wide set of stakeholders to develop its digital identity and attribute trust framework – the rules of road for digital identity in the UK. The work continues but with the publication of the second iteration of the framework I thought it would be helpful to focus on one particular aspect – how might the framework apply to decentralised identity, given that is the direction of travel in the industry.

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Digital Identity Wallets are coming

17th June 202117th June 2021by Steve PanniferLeave a comment

I was delighted to be asked to present a keynote at the FIDO Authenticate Summit and chose to focus on digital identity governance, which is something of a hot topic at the moment. Little did I know that the day before my session was recorded the European Commission would propose a monumental change to eIDAS, the Europe Union’s digital identity framework – one of the main examples I was planning to refer to. I hastily skimmed the proposed new regulation before the recording but have since had the time to take a more detailed look.

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How Could Digital Currency Work?

26th April 202126th April 2021by David G.W. BirchLeave a comment

The Bank of England and the UK Treasury have announced a Central Bank Digital Currency (CBDC) Taskforce to coordinate the exploration of a potential British CBDC. But how could a digital Pound actually work? As it happens, this is something that Consult Hyperion knows rather a lot about. Apart from our work on the first British central bank digital currency (Mondex) back in the 1990s, our work on the first population-scale mobile money scheme (M-PESA) in the 2000s and our work on the most transformational contactless payment roll-out (Transport for London) in the 2010s, our practical experience across implementation platforms means that we understand the architectural options better than anyone.

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Mobile payments will shortly be mainstream (really – this time)

16th April 2015by Consult Hyperion1 Comment

Mobile payments are fun again. Now that Apple have said that they paying with your phone is OK, all the cool kids want to do it. But how exactly are mobile payments going to work in the mass market?

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Mobile payments will shortly be mainstream (really – this time)

16th April 2015by Consult Hyperion

Mobile payments are fun again. Now that Apple have said that they paying with your phone is OK, all the cool kids want to do it. But how exactly are mobile payments going to work in the mass market?

Continue reading “Mobile payments will shortly be mainstream (really – this time)”